<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>PlanPenny</title><link>https://planpenny.com/</link><description>Personal finance, insurance and budgeting — clear, unbiased, no hype.</description><language>en</language><item><title>How to Get Out of Debt: A 7-Step Plan for Real Beginners</title><link>https://planpenny.com/how-to-get-out-of-debt-a-7-step-plan-for-real-beginners-3746c</link><guid isPermaLink="true">https://planpenny.com/how-to-get-out-of-debt-a-7-step-plan-for-real-beginners-3746c</guid><description>List what you owe, stop new debt, then pick snowball or avalanche. A plain 7-step debt payoff plan, plus what to do if you can&#x27;t pay the minimums.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Save Money Fast: 9 Myths That Keep Your Account Empty</title><link>https://planpenny.com/save-money-fast-9-myths-that-keep-your-account-empty-7bda6</link><guid isPermaLink="true">https://planpenny.com/save-money-fast-9-myths-that-keep-your-account-empty-7bda6</guid><description>Skipping coffee won&#x27;t fix your savings. See 9 money myths, the facts behind them, and a one-week checklist to free up cash from your biggest bills.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Auto Insurance Comparison: Match These Lines Before Price</title><link>https://planpenny.com/auto-insurance-comparison-match-these-lines-before-price-1b71a</link><guid isPermaLink="true">https://planpenny.com/auto-insurance-comparison-match-these-lines-before-price-1b71a</guid><description>Short on time? Compare car insurance quotes the right way: match coverage limits, pick a deductible you can pay, and spot the gaps that cost you later.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Personal Finance Basics: The First 10 Things to Check Now</title><link>https://planpenny.com/personal-finance-basics-the-first-10-things-to-check-now-bb9de</link><guid isPermaLink="true">https://planpenny.com/personal-finance-basics-the-first-10-things-to-check-now-bb9de</guid><description>New to money management? Follow this 10-step personal finance checklist in the right order: pay, bills, debt, emergency fund, credit and more.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Retirement Savings Mistakes: 13 Signs Your Plan Is Off Track</title><link>https://planpenny.com/retirement-savings-mistakes-13-signs-your-plan-is-off-track-09fba</link><guid isPermaLink="true">https://planpenny.com/retirement-savings-mistakes-13-signs-your-plan-is-off-track-09fba</guid><description>Missing your match, money stuck in cash, hidden fees? Check 13 retirement savings warning signs and the simple fix for each one, step by step.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to Get Out of Debt: A 7-Step Plan for Beginners</title><link>https://planpenny.com/how-to-get-out-of-debt-a-7-step-plan-for-beginners-7fd13</link><guid isPermaLink="true">https://planpenny.com/how-to-get-out-of-debt-a-7-step-plan-for-beginners-7fd13</guid><description>List your debts, stop new charges, and pay one off at a time. A simple 7-step plan to get out of debt, with avalanche and snowball examples.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Save Money Fast: 9 Myths That Keep Your Account Empty</title><link>https://planpenny.com/save-money-fast-9-myths-that-keep-your-account-empty-c5971</link><guid isPermaLink="true">https://planpenny.com/save-money-fast-9-myths-that-keep-your-account-empty-c5971</guid><description>Skipping coffee is not the fastest way to save. Learn 9 money myths, what works instead, and a simple 30-day plan to grow your savings this month.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to Compare Car Insurance Quotes in 30 Minutes Flat</title><link>https://planpenny.com/how-to-compare-car-insurance-quotes-in-30-minutes-flat-3dc36</link><guid isPermaLink="true">https://planpenny.com/how-to-compare-car-insurance-quotes-in-30-minutes-flat-3dc36</guid><description>Stop comparing car insurance on price alone. The four numbers that decide which policy is better, a coverage table in plain English, and a 30-minute plan.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to cut your grocery bill without hunting for coupons</title><link>https://planpenny.com/how-to-cut-your-grocery-bill-without-hunting-for-coupons-55175</link><guid isPermaLink="true">https://planpenny.com/how-to-cut-your-grocery-bill-without-hunting-for-coupons-55175</guid><description>Three habits cut a grocery bill more than coupons do: less food waste, fewer store trips, and unit-price checks. Here is the six-step routine.</description><pubDate>Wed, 16 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Car insurance quotes: the 9 numbers to compare first</title><link>https://planpenny.com/car-insurance-quotes-the-9-numbers-to-compare-first-bc3ed</link><guid isPermaLink="true">https://planpenny.com/car-insurance-quotes-the-9-numbers-to-compare-first-bc3ed</guid><description>Price is the last thing to check. Compare these nine coverage numbers first, plus the discounts agents skip and what to do before you cancel a policy.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>7 Signs Your Emergency Fund Is Set Up Wrong (Fix Each)</title><link>https://planpenny.com/7-signs-your-emergency-fund-is-set-up-wrong-fix-each-83d5b</link><guid isPermaLink="true">https://planpenny.com/7-signs-your-emergency-fund-is-set-up-wrong-fix-each-83d5b</guid><description>Is your emergency fund in checking, in stocks, or used for holiday gifts? See 7 warning signs, how to set the right goal, and what to fix this week.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Comparing Car Insurance Quotes? Check These 8 Things First</title><link>https://planpenny.com/comparing-car-insurance-quotes-check-these-8-things-first-84303</link><guid isPermaLink="true">https://planpenny.com/comparing-car-insurance-quotes-check-these-8-things-first-84303</guid><description>The cheapest car insurance quote is often the thinnest policy. Use this 8-step checklist to match limits, deductibles and discounts before you compare.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Emergency Fund Mistakes: 7 Signs Yours Is Set Up Wrong</title><link>https://planpenny.com/emergency-fund-mistakes-7-signs-yours-is-set-up-wrong-b2352</link><guid isPermaLink="true">https://planpenny.com/emergency-fund-mistakes-7-signs-yours-is-set-up-wrong-b2352</guid><description>Hard-to-reach cash, a guessed target, no refill plan? See 7 signs your emergency fund is set up wrong and the simple fix for each one this week.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>11 Ways to Save Money Fast When Your Budget Is Tight</title><link>https://planpenny.com/11-ways-to-save-money-fast-when-your-budget-is-tight-95842</link><guid isPermaLink="true">https://planpenny.com/11-ways-to-save-money-fast-when-your-budget-is-tight-95842</guid><description>Need cash soon? 11 practical ways to save money fast: cut forgotten subscriptions, lower bills, stop fees, and move savings out of sight on autopilot.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to Compare Auto Insurance Quotes Without Overpaying</title><link>https://planpenny.com/how-to-compare-auto-insurance-quotes-without-overpaying-4e748</link><guid isPermaLink="true">https://planpenny.com/how-to-compare-auto-insurance-quotes-without-overpaying-4e748</guid><description>Compare auto insurance quotes: match limits and deductibles first, then price. Step-by-step checklist, discounts to ask for, and how to switch.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>Is an Emergency Fund Worth It? The Real Cost vs. the Benefit</title><link>https://planpenny.com/is-an-emergency-fund-worth-it-the-real-cost-vs-the-benefit-fbeef</link><guid isPermaLink="true">https://planpenny.com/is-an-emergency-fund-worth-it-the-real-cost-vs-the-benefit-fbeef</guid><description>An emergency fund keeps surprise bills off your credit card. See the true costs, how much to save for your situation, and where to keep the money.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to Compare Auto Insurance and Save Money Fast</title><link>https://planpenny.com/how-to-compare-auto-insurance-and-save-money-fast-67ae2</link><guid isPermaLink="true">https://planpenny.com/how-to-compare-auto-insurance-and-save-money-fast-67ae2</guid><description>Learn the exact steps to compare auto insurance quotes, understand deductibles, and pick the right coverage without overpaying.</description><pubDate>Tue, 15 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to Start Investing: 9 Things Nobody Tells Beginners</title><link>https://planpenny.com/how-to-start-investing-9-things-nobody-tells-beginners-b45a0</link><guid isPermaLink="true">https://planpenny.com/how-to-start-investing-9-things-nobody-tells-beginners-b45a0</guid><description>Before you buy your first index fund: build a cushion, clear card debt, grab the 401(k) match, and watch fees. A plain-English start plan with real steps.</description><pubDate>Mon, 14 Sep 2026 08:00:00 GMT</pubDate></item><item><title>11 Signs You Are Saving Money Fast The Wrong Way</title><link>https://planpenny.com/11-signs-you-are-saving-money-fast-the-wrong-way-2ba8f</link><guid isPermaLink="true">https://planpenny.com/11-signs-you-are-saving-money-fast-the-wrong-way-2ba8f</guid><description>Stop draining your bank account while trying to save. Learn the 11 common mistakes that make your attempts to save money fast backfire completely.</description><pubDate>Mon, 14 Sep 2026 08:00:00 GMT</pubDate></item><item><title>How to Compare Auto Insurance: A Step-by-Step Guide</title><link>https://planpenny.com/how-to-compare-auto-insurance-a-step-by-step-guide-5f9af</link><guid isPermaLink="true">https://planpenny.com/how-to-compare-auto-insurance-a-step-by-step-guide-5f9af</guid><description>Stop overpaying for car coverage. Learn a simple 5-step method to compare auto insurance quotes, understand deductibles, and save money today.</description><pubDate>Mon, 14 Sep 2026 08:00:00 GMT</pubDate></item></channel></rss>