Bitcoin US$ 82,850Ethereum US$ 2,445EUR/USD 1.122GBP/USD 1.335USD/BRL 5.02Bitcoin US$ 82,850Ethereum US$ 2,445EUR/USD 1.122GBP/USD 1.335USD/BRL 5.02
October 20, 2026Clear-headed personal finance. No hype.
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Investing Basics

How to Pick a Cheap Index Fund for Your First 401(k) or IRA

Choose your first retirement index fund in 7 steps: what expense ratios mean in dollars, target-date vs. a 3-fund mix, and the red flags to skip.